Financial
Stable renewal with strong retention and selective growth in 2025-26
Report & Accounts 2025
Financial update video 2025
Solvency & Financial Condition Report
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SFCR 2025 PDF (1.5 MB)
More information about the latest Solvency & Financial Condition Report
Visit pageFinancial Strength Rating
West of England is rated: long-term Financial Strength Rating of A- (Excellent) with a stable outlook and strong levels of capitalisation.
More details can be found on the AM Best website here.
Club's Entry
| 2022 | 2023 | 2024 | 2025 | 2026 f | |
| Class 1 Owners Gross Tonnage (pro rata - millions) | 92.4 | 97.2 | 100.6 | 114.4 | 124.3 |
| Class 1 Owners number of vessels | 4,634 | 4,820 | 4,903 | 5,290 | 5,470 |
| Total gross premium ($m) | 293.2 | 325.6 | 347.6 | 409.4 | 450.0 |
Policy Year Call and Release Information
As the Club's Board Meeting in May 2026, the 2023 Policy Year for Class 1 and Class 2 were closed.
The position regarding call and release call percentages is shown below.
Class 1 P&I
| Policy Year | 2022 | 2023 | 2024 | 2025 | 2026 |
| Current Release as a % of Estimated Total Mutual Call | 0% | 0% | 7.5% | 15% | 15% |
| Policy Year Status | Closed | Closed | Open | Open | Open |
Class 2 F,D&D
| Policy Year | 2022 | 2023 | 2024 | 2025 | 2026 |
| Current Release as a % of Estimated Total Mutual Call | 0% | 0% | 7.5% | 15% | 15% |
| Policy Year Status | Open | Closed | Open | Open | Open |
It is a requirement for International Group Clubs to consider all the factors set out in Clause 8 of the International Group Agreement in setting the release call percentages and a further requirement that the history of release call rates for P&I is published.
The relevant figures for West of England, on the basis of calling for Policy Years up to and including Policy Year 2026 are as follows:
Release Calls
| Policy Year | 2022 | 2023 | 2024 | 2025 | 2026 |
| Original release | 15% | 15% | 15% | 15% | 15% |
| Revision at 6 months | 15% | 15% | 15% | 15% | |
| Revision at 12 months | 15% | 15% | 15% | 15% | |
| Revision at 18 months | 15% | 15% | 15% | ||
| Revision at 24 months | 7.5% | 7.5% | 7.5% | ||
| Revision at 30 months | 7.5% | 7.5% | |||
| Current Release, Open Years | Closed | Closed | 7.5% | 15% | 15% |
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