Standard covers

The Club’s core range of insurance products provide comprehensive cover for shipowners and charterers engaged in every sector of the shipping industry. Each is available as a standalone product or can be combined to provide a bespoke insurance solution.


Mutual P&I is the core product offered West. It provides comprehensive protection against a wide scope of liabilities a shipowner might face and, by virtue of the Club’s membership of the International Group of P&I Clubs, unparalleled limits of cover.


To meet the needs of operators of smaller vessels, West offers a tailor-made fixed premium liability insurance product offering P&I cover in accordance with Club Rules, coupled with full claims handling support.


Our Defence Cover insures legal costs and other expenses in pursuing or defending claims in respect of entered vessels across a wide range of disputes. It also provides a commercially focussed in-house legal advisory service to owner and charterer Members.

Charterers & Traders

Charterers operate in an ever-increasing litigious environment where the liability exposure has become more burdensome. The West’s Charterers Comprehensive Cover (CCC) has been continually developed to meet the demands of this changing environment.

Offshore & Renewable Energy

We recognise the unique nature of risks faced by Members operating in the offshore sector and offers a tailor-made insurance product to cover these additional risks which sits alongside and augments the Member’s normal P&I Rules cover.


Piracy Protection

A tailored product to meet new patterns of piracy costs to owners, with extended coverage and emergency response expertise.



A comprehensive hull and machinery insurance product which is run by an experienced and recognised hull underwriting and claims handling team, backed by A-rated reinsurers.



A comprehensive primary war risks insurance. It offers first-class cover for physical loss and/or damage together with P&I on a primary basis caused by war or war like conditions and is backed by A rated reinsurers.